If you are between 40 and 65 years old in Ecuador, this concerns you
Ecuadorian citizens born between 1960 and 1985 have access to a housing project participation program with conditions designed for their generation. Accessible entry amount, distributions during construction and an acquisition option once the work is completed.
No large capital required. No previous experience needed. The process is straightforward, the consultation is free and the program is available throughout Ecuador.
What does this program include?
An institutional framework with clear conditions and continuous follow-up for every participant across the Ecuadorian territory.
Participation in real housing projects
Active construction projects in cities across Ecuador — with clear conditions and dedicated follow-up for each participant.
Distributions during construction
While the work advances, you receive periodic distributions proportional to your participation.
Acquisition option at completion
When the project ends you decide: acquire the property or recover your capital with the accrued benefits.
How do you verify your access?
Three simple steps. Free consultation and no commitment attached.
“Your generation is already consulting. Check what belongs to you.”
Complete the form with your basic information
Provide your name, email and a brief message. Our team reviews every application individually.
Receive information about projects available in your region
We send you the details of active projects in your city or province and the current conditions.
Review the conditions and decide whether to participate — no commitment
Analyse the information calmly. If you decide to move forward, we arrange a meeting. If not, nothing happens.
Ongoing work in Ecuador's main cities
We work with verified local developers in Quito, Guayaquil and Cuenca. Every site has municipal permits, a public schedule and independent auditing.
Residential towers in the northern sector and Cumbayá valley. Phased delivery 2026–2028.
Housing complexes in Samborondón and Vía a la Costa. Family models of 2 and 3 bedrooms.
Restored heritage buildings and new construction in El Ejido. Focus on energy efficiency.
An institutional framework designed for the 40–65 generation
Participation amounts designed for the real budgets of Ecuadorian families.
Every participant receives quarterly reports on the physical and financial progress of their project.
At the end of the cycle you choose: live in the unit, rent it out or recover your capital plus benefits.
Team in Quito, Guayaquil and Cuenca. In-person or virtual meetings according to your preference.
Real people, real decisions
“I had been wanting to secure something for my retirement for years. The framework is clear and the reports arrive punctually every quarter.
Marcela P., 58 · Quito
“I liked that they didn't pressure me. They explained everything, I reviewed it with my lawyer son and only then decided to participate.
Ernesto V., 62 · Guayaquil
“I contributed a modest amount. At the end of the project I chose the property for my youngest daughter. Everything written, everything fulfilled.
Rocío A., 51 · Cuenca
What people usually ask before joining
Is this a Government program?
No. It is a private program offered by Costainvierte, a company registered in Ecuador. It does not substitute or replace public housing programs.
What happens if I can't continue with the contributions?
There are pause and early-liquidation mechanisms regulated by contract. Every case is assessed individually and without hidden penalties.
Can I participate if I live abroad?
Yes, provided you keep Ecuadorian citizenship or residency and are between 40 and 65 years old at the moment of the application.
What is the minimum entry amount?
The amount is defined per project and is communicated during the first consultation. It is designed to be accessible to working families.
How is my contribution protected?
Contributions are placed in a commercial trust managed by an independent third party, with annual audits and public reports.
Verify your access to the program
Complete the form and receive information about the projects available in your region. An advisor will contact you within a maximum of 48 business hours.
This program is offered by Costainvierte S.A., a private company registered in Ecuador. It is not a government program. Participation involves risks, including the possible partial or total loss of the invested capital. Distributions are subject to the progress and conditions of each project. Past results do not guarantee future results. Free consultation with no commitment.